After the Storm: Your First 48 Hours (Minnesota Hail & Wind Damage)

A severe Minnesota storm just rolled through and you’re worried about your roof. What you do in the next 48 hours can make the difference between a smooth insurance claim and a costly headache. Here’s the playbook.

Do these first

• Stay safe. Check for downed power lines and interior leaks; don’t climb on the roof yourself.
• Document everything. Photograph damage, fallen branches, dented gutters, and any water inside.
• Prevent further damage. A professional can tarp a leak; save all receipts.
• Get a local roof inspection — ideally before the adjuster visits, so damage is properly identified.

What NOT to do

• Don’t sign a contract with a door-knocking “storm chaser.”
• Don’t pay in full up front.
• Don’t let anyone promise to “cover your deductible.”

Filing your claim

Minnesota storm damage is often covered by your homeowner’s policy. See our step-by-step Minnesota hail insurance claim guide, or let our storm damage team inspect your roof for free. Three Rivers Contracting is a licensed Minnesota general contractor (MN GC #BC760638), rated 4.9★ across 72 Google reviews, BBB A+ accredited, and certified for GAF, Owens Corning, Andersen and Pella. We self-perform our work — no subcontracted crews.